TOP TIPS TO IMPROVE YOUR CREDIT

Review your current credit report for accuracy. Everyone is entitled to one free credit report per year from each of the three credit bureaus-Experian, Equifax, and TransUnion. Get a copy of your credit report and look at it for accuracy. First, make sure that the information in your file is about you and only you, not someone who has a similar name or a similar Social Security number. It is very common for your credit reports to have mistakes or incorrect information. At a minimum, make sure that the information you are being evaluated on is current and correct.

Market Stabilization Program

The State of Indiana is now passing down their share of the stimulus money from President Obama. It is possible for buyers to get up to $15,000 towards the purchase of a home. This money can be used for DOWN PAYMENT, CLOSING COST, and REPAIRS. The main guidelines are as follows:
1) Not only for first-time home buyers - buyers could have previously owned a home
2) Home must be owner occupied
3) Home must be a foreclosure
4) Buyers must meet mortgage approval
5) Buyers must income qualify
6) Home must be in "target area"
If you would like more information, please contact me at 557-5478.